A Boutique Insurance Solution
“Our advisors look to us for objective, thoughtful and experienced advice. They rely on us when information is difficult to attain and insights are scarce. With twenty years of industry experience, we know the insurance landscape. We understand your business and we speak your language.”
Our model, designed to fit YOUR model
Traditional Brokerage
We're here to provide everything and anything you need to help you offer the most competitive life insurance, long term care, and fixed insurance and annuity products to your clients. We provide illustrations, case design, applications, licensing , paperwork processing, product information, underwriting support, and extremely competitive payouts. A true white glove offering.
Hands on Consultation
If certain insurance concepts, products, or strategies fall outside of your core offerings to clients, we can work with you and your clients together to find the appropriate solutions to help achieve your goals. Use our expertise in the insurance planning arena, access to estate planning and advanced sales attorneys, and our command of the current insurance landscape to ensure your clients are best served
Collaborative Advising
We're available to work with clients directly, from discovery, to point of sale, to policy administration. Professional advisors such as attorneys, CPA's and investment managers can give your clients access to a trusted source for insurance planning from term policies to advanced planning concepts. Please visit our subsidiary, Insurance Fiduciary for more information.
Advanced Planning Applications
Estate and Legacy Planning – Identify estate planning and wealth transfer opportunities. Provide for estate liquidity needs, gifting strategies, and tax planning.
Charitable Planning – Strategic planning concepts to accomplish charitable and gifting wishes.
Long Term Care Planning – Managing potential future health and care expenses, needs analysis and concept option review.
Succession Planning – Business continuation for business owners. Exit strategy, cross-purchase and entity purchase buy-sell funding.
Executive Planning Opportunities – Non Qualified deferred compensation plans, 412i defined benefit plans, executive bonus plans, split dollar compensation, carve outs and other opportunities to fully maximize tax advantages and employee needs.
Income Solution Planning – Manage longevity risk with detailed projections, pooled risk opportunities, mortality credits, and risk transference to insurance companies.
Our Mission
Our mission is to ensure you have the solutions and products at your disposal to help you make the best decisions for your clients. We are committed to maintaining the highest standards for service and are fiercely dedicated to educating, assisting and guiding the advisors who work with us to reach new levels of success.
We've combined the resources of a national IMO, the expertise of a specialized brokerage, and the personal attention of a local agency.